Government Insurance Guide
Agrahara Registration Guide 2026
How to register for Agrahara insurance online at the NITF portal, step by step, in plain language. Who is eligible, what documents you need, and how to check your membership number.
✓ Free guideFor government servants & pensioners
Who Can Register for Agrahara?
Confirmed government servants (permanent employees)
Employees of ministries and departments
Provincial council and local authority employees
State university staff
Government pensioners (retired servants)
Employees of state-owned enterprises under government service terms
Private sector employees are not eligible. Contract employees who are not yet confirmed in service are also not eligible until confirmed.
How to Register, Step by Step
The whole process takes about 15–20 minutes if you have your documents ready.
Go to NITF Registration Portal (nitf.lk)
Opens the official NITF website in a new tab
Agrahara Tiers at a Glance
Choose your tier during registration. You can compare exact rupee amounts with the calculator below.
| Tier | Surgery cover | Best for |
|---|---|---|
| Normal | Up to Rs 150,000 | Lower grades, basic coverage |
| Silver | Up to Rs 500,000 | Mid-level officers |
| Gold | Up to Rs 1,000,000 | Senior officers, best coverage |
| Pension | Up to Rs 150,000 | Retired government servants |
Source: NITF Agrahara schedule. Limits as of 2026-08-05. Use the Agrahara calculator to see the exact amount for your specific claim type.
Frequently Asked Questions
All confirmed (permanent) government servants and government pensioners are eligible. This includes employees of ministries, departments, provincial councils, local authorities, state universities and state-owned enterprises under government service terms. Contract employees must be confirmed in service. Private sector employees are not eligible for Agrahara. It is a government-only scheme managed by the National Insurance Trust Fund (NITF).
Log in to the NITF member portal at nitf.lk with the username and password you set during registration. Your membership number appears on your dashboard and on your downloadable e-card. If you have forgotten your password, use the 'Forgot Password' link on the login page, an OTP will be sent to your registered mobile number.
Normal: lowest monthly premium, covers up to Rs 150,000 for surgery at a government hospital. Silver: mid-range premium, higher coverage limits including private hospitals. Gold: highest premium, covers up to Rs 1,000,000 for surgery, with the best limits for hospitalization and childbirth. Pension: designed for retired government servants, similar coverage to Normal with age-appropriate adjustments. Use the Agrahara Claim Calculator on this site to see the exact rupee amounts each tier pays.
After submitting a claim, log in to nitf.lk and go to 'Claims' in your dashboard. Enter your claim reference number to see the status (Submitted, Under Review, Approved, Paid). You can also call the NITF helpline. Note: this website's Agrahara calculator estimates what you are entitled to. It cannot access your actual claim record at NITF.
Yes. Retired government servants register under the Pension tier. You will need your pension file number from your pension book, your NIC, and a recent bank statement. The premium is deducted from your monthly pension by the Department of Pensions.
You need: your NIC (old 9-digit or new 12-digit), your appointment/confirmation letter, a recent pay slip or salary certificate, a passport-size photograph, and your bank account details. Pensioners need their pension file number instead of a salary certificate.
The NITF portal (nitf.lk) is primarily in English. However, NITF district offices can assist with in-person registration in Sinhala or Tamil. Your divisional secretariat can also provide guidance on registration.
Premiums vary by tier and grade. As a guide: Normal tier is around Rs 100–200/month, Silver is Rs 300–500/month, Gold is Rs 600–1,000/month. The exact amount is deducted from your salary and shown on your pay slip. Contact your pay office or NITF directly for the current rate for your grade.